Pal' Negocio

Logo Pal Negocio

Pal Negocio, the Credit created for micro-entrepreneurs like you who want to grow their businesses, either by buying merchandise or new machinery. You decide how to use it!

Starting at $10,000 and up to $50,000!




With a rate without VAT of


*Approximate amounts calculated for informational purposes
Apply for
Celular caracteristicas


  • Make your request from wherever you are, within the techreo app!
  • It is a simple process and 100% digital.
  • Avoid queues and waste of time! Receive your money directly into your techreo account.
  • If you made your payments on time, you can request an early renewal of your credit.

    *Subject to approval.


  • If you have a business for at least one year
  • Your business is your main source of income
  • You have a good credit history
  • Accounts with valid INE

Download the App

You will receive a bonus in your digital wallet at the opening of your savings account, at the opening of your savings account at Consejo de Asistencia al Microemprendedor, S.A. de C.V., S.F.P.Logo CAME

*Restrictions apply

Make your request quickly and easily from our app

Step 1

Download our app and follow the steps to create your techreo account.

Step 2

Select the “A loan” button and choose the Amount, Term, Frequency and Insurance options that best suit your needs.

Step 3

Complete the fields with the requested information and authorize the bureau query with the provided code.

Step 4

Validate that your data and documentation are correct.

Step 5

We want to get to know you better! Answer our video call and tell us more about yourself.

Step 6

Only your signature would be missing and that's it! very soon you will see the requested amount in your techreo account.

What do you need today?

Digital financial services throughout Mexico

Logo Pal Negocio
Notice of Privacy

AVERAGE CAT 241.5% Without I.V.A. For comparative and informative purposes. Calculation date October 24, 2022. With a fixed annual interest rate of 106.8% for a loan of $27,196.00. Valid from November 1, 2022 to April 30, 2023. "Failure to comply with your obligations can generate commissions and default interest." "Contracting loans that exceed your payment capacity affects your credit history." This product is available throughout the national territory. The contracting and payment of your credit will be made in Mexican pesos. Subject to approval. Product offered by Consejo de Asistencia al Microentrepreneur S.A. of C.V. SFP Check costs, commissions and hiring requirements at

In case of any query, claim or clarification, you can contact UNECAME by phone 5552416193 and email; or you can consult the CONDUSEF on its website, telephone: 5553400999, and email

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