This document contains the Terms and Conditions under which the promotion offered by Consejo de Asistencia al Microemprendedor, S.A. de C.V., S.F.P. (CAME) known as “+ allá de las tasas” will be governed.
CAME will announce the promotion through its social networks, Google advertising, CAME website www.came.org.mx and www.techreo.mx.
By participating in “+ allá de las tasas”, the participant acknowledges and expresses their total agreement with these Terms and Conditions, therefore submitting to the participation rules.
- Validity:
From February 1, 2024, to December 31, 2024, or while supplies last.
- Participants:
All clients, individuals who meet the conditions, may participate in the “+ allá de las tasas” promotion.
- Conditions:
- Applies to investments equal to or greater than $50,000 MXN (Fifty thousand pesos 00/100 National Currency).
- The investment term must be a minimum of 12 months.
- Participating products: XADELA, CRECE+ PLAZO+, and CLUB CAME with opening through the techreo app.
- Prizes:
- Bonus in Cashi coupons of 2% of the invested amount.
- Clients receiving these coupons may purchase at Walmart, Sams, and Aurrera stores, the equivalent of what they have earned.
- Restrictions:
- Amounts below $100.00 will not be credited. The bonus will be rounded to the corresponding lower hundred.
- Prizes are not redeemable for cash.
- The participant must use the coupon in its entirety.
- The participant may not request cash refunds.
- This promotion is not valid with other coupons.
- Prize delivery mechanism:
- Within 24 to 48 hours after the date of their investment, the participant will receive via WhatsApp and email a message informing them that they have won a coupon to redeem through the Cashi app.
- The participant must confirm receipt of the message via email to be eligible for their coupon to be sent.
- The prize will be sent through a coupon code, equivalent in Mexican pesos, to the amount allocated for each prize category. CAME is not responsible for the use and type of purchases made with the coupon after it has been delivered to the participant.
- Once notified that they are entitled to a prize, the participant must safeguard the coupon code, download the Walmart Cashi app, and register to enter the coupon code sent and redeem it for the corresponding amount. If the coupon is not redeemed in the Cashi app, the money cannot be used.
- For the above, the participant must safeguard their code. CAME is not responsible for the code being transferred and redeemed by third parties.
- If the coupon is not redeemed within a period of 30 calendar days, CAME may, in good faith, contact the participant again to inform them of the redemption process. If the code has not been redeemed within 60 calendar days after being sent to the participant, CAME is exempt from responsibility. CAME may reuse this coupon if it has not been redeemed within the specified period in this clause.
- If any of the coupons cannot be redeemed, the participant must contact the CAME investment contact center at the times indicated in the "Participant Care" section.
- If any of the products purchased with the coupons present any anomalies, the participant must check the warranties and return conditions from the Cashi app.
- Campaign prizes are personal; therefore, participants understand and accept that it is their responsibility to redeem and receive the prize personally, and in case it is received by a third party, CAME will not be responsible for any incidents that may arise.
- Participant Care:
For any inquiries, clarifications, or complaints regarding the “+ allá de las tasas” promotion, the participant can call 800 667 9900 Monday through Friday from 9:00 a.m. to 7:00 p.m., and Saturdays and Sundays from 9:00 a.m. to 2:00 p.m.
- Participating Products:
Applicable to PLAZO+, CRECE+, CLUB CAME, and X ADELA products, with a fixed annual rate of 5% before taxes (Minimum amount of $100.00 for a term of 1 month). Nominal Annual Total Cost: 5.12% and Real Annual Total Cost: 0.82%, before taxes, for informational and comparison purposes. "The Real Annual Total Cost is the return you would obtain after deducting the estimated inflation." Calculation date September 6, 2023. Valid from September 30, 2023, to March 31, 2024. No commissions apply. The opening and maintenance of accounts are in Mexican pesos. Available nationwide through the techreo app. Protected for up to 25,000 UDIs by the Protection Fund. Offered by Consejo de Asistencia al Microemprendedor, S.A. de C.V., S.F.P. Consult costs, commissions, and hiring requirements at www.came.org.mx. Check terms and conditions of the “+ allá de las tasas” promotion at www.came.org.mx/promociones.html.